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Why is employee health insurance necessary?
Employee health insurance is a smart investment that relieves the private health expenses of employees, builds loyalty and significantly contributes to the company's competitiveness.
Take care of the company's most important asset – employees!
Health Insurance
Assurance and security that, if necessary, your employee will receive timely and high-quality health care.
Accident Insurance
It is good to know that in the event of an accident, the employee and his family will receive financial support.
Critical illness insurance
A preventive tool to reduce the financial consequences of facing a serious illness.
Policy construction
If you do not find what you are looking for or you need a special solution, feel free to ask. Let's help!
Difficulty trying on your own
Benefits of working with Perks
Without Perks
Looking for the most suitable policy for yourself is tiring. There is also no assurance that the solution found will be the right one.
Client's words:
"We explained our wishes to several insurers. They didn't seem to fully understand them. One of them even tried to sell us coverage that we didn't need."
With Perks
The broker helps to define what is needed, offers several policy options and explains the nuanced differences.
Client's words:
"In response to the broker's questions, we received a comparison with all the insurers' offers on the market that were suitable for us. Next, the broker helped to choose the best option."
Without Perks
The company buys the policy, but it's not popular among the employees.
Client's words:
"As an employee, I have an insurance policy, but I don't fully understand how and where it can be used. I'm also afraid to ask, so as not to look like a fool."
With Perks
Employees speak positively about the company's insurance policy & actively use it.
Client's words:
"A concise instruction manual for the policy was prepared, which the broker presented to the employees in person. The broker is always available for questions about the policy."
Without Perks
We have been working with the same insurer for years, whose offer does not change significantly.
Client's words:
"The existing insurance policy provides less and less benefits every year - the prices of services have increased significantly, but the policy coverage has not kept up with it. There are many services in the policy that nobody really uses."
With Perks
The broker helps to improve the existing employee health insurance policy every year - to include exactly what is needed and discard the excess.
Client's words:
"By analysing the existing policy, the broker managed to replace some of the services that no one uses with more effective and popular options."
Without Perks
The employee has a policy, but if something happens, you have to figure it out yourself.
Client's words:
"My stomach hurt, so I went to a doctor who then ordered an operation. After that, I had to pay a considerable amount. My insurer, unfortunately, paid back only a part."
With Perks
The broker is approachable and proactively involved in solving the problem.
Client's words:
"I contacted a broker who helped to coordinate the coverage of the operation's expenses based on the policy coverage. It was recommended to use a letter of guarantee, which allowed the operation to be carried out without involving private funds."
What do clients say about us?
Perks LTD stands out with an individual approach to our insurance needs, with professionalism in the insurance industry, as well as being able to advise us on the most advantageous solutions in difficult situations.
Ervins Grīnfelds
Co-Founder
We have worked with various insurance companies and brokers, but no one has done it the way Perks goes into solving problems. It honestly must be said that Perks brokers sometimes know much more about the fleet than we do. They always monitor, remind, organize and offer the best solutions.
Andrejs Zeltiņš
Store and Car Park Manager
For over 10 years, I have been working with the founder of Perks, Guntis Zoldners, and the main reason is the preparation of a quality offer and support throughout the insurance period. If someone asks for an insurance broker, I always recommend Perks!
Uģis Kalniņš
Board member and manager
Read more Perks reviews here!
Employees are the company's most important asset.
Employee health insurance has become an integral form of additional remuneration. It is undeniably difficult to choose the most appropriate and beneficial policy for your employees.
This is where we, Perks brokers, come to the rescue. We follow the regulations and product content every day. We know them well and we're able to point out the important differences. Our team enables you to provide health insurance to your employees with comfort instead of headaches.
The Perks team of professionals will be your ally throughout the entire insurance cycle, starting with the exact identification of your needs, selection of the best policy, and providing support whenever necessary.
